Payment & Checkout Information

LA RIQUEZA GLOBAL SHOP SG

Effective Date: 5 August 2026

 

1. ABOUT THIS PAGE

This page explains, in plain language, how payment and checkout work when you purchase Products from Bogatstvo Holdings Pte Ltd (UEN: 202343279W), trading as La Riqueza Global Shop SG ("we", "us" or "our").

It is a customer-friendly summary and should be read with our Website Terms & Conditions, Privacy Policy, Shipping Policy and Returns & Refunds Policy. If this summary conflicts with those documents, the Website Terms & Conditions and any mandatory rights under applicable law will apply.

 

2. PRICES, CURRENCY AND TAXES

Prices displayed on our Singapore Website are in Singapore Dollars (SGD), unless we clearly state otherwise.
Prices apply to purchases made through the Website.

Delivery charges and any other mandatory charges known before purchase will be shown before payment at checkout. For Singapore deliveries, prices will include or exclude Goods and Services Tax (GST) as legally required and as indicated during checkout.

If an indicative price is displayed in another currency, your payment provider determines the final exchange rate and any conversion or foreign-transaction fee.

 

3. PAYMENT METHODS

The payment methods currently made available through our Website include Stripe and PayNow. The methods shown to you at checkout may vary depending on your location, device or Order value.

Please use only the payment option and payment instructions displayed during our checkout. We may add, remove or temporarily suspend a payment method, and the live checkout will show the methods available for your Order.

4. STRIPE PAYMENTS

Where Stripe processes your payment, the transaction is also subject to Stripe's applicable terms and privacy practices. Payment information is transmitted directly to Stripe using secure payment processing.

We do not store your complete payment card number, card security code (CVV) or online banking credentials. We receive only the information reasonably needed to confirm payment, process the Order, issue a refund or investigate a payment dispute.

 

5. PAYNOW PAYMENTS

If you select PayNow, complete payment within the time shown during checkout and use the PayNow account identified in the payment instructions.

We may require confirmation that payment has been received before processing begins. An Order may be cancelled if payment is not successfully received, and banking or payment-network delays may affect confirmation time.

 

6. WHEN PAYMENT IS TAKEN

Payment may be collected when you place the Order unless the Product page or checkout states otherwise. This may also apply to a pre-order or backorder.

Payment authorisation or collection does not by itself mean that we have accepted your Order. If we decline or cancel an Order after receiving payment, we will refund the amount paid using the original payment method unless another lawful method is agreed or required.

 

7. CHECKOUT AND ORDER DETAILS

You may place an Order using guest checkout without creating an Account. Before submitting your Order, check the Products, quantities, billing details, delivery details, promotional codes and selected payment method.

Your information must be complete and accurate, and you must be authorised to use the selected payment method. If you need to change an Order after submitting it, contact us immediately. We will reasonably try to help before processing begins, but changes cannot be guaranteed.

 

8. ORDER ACKNOWLEDGEMENT AND ACCEPTANCE

After checkout, you will normally receive an automated email acknowledging that we received your Order. This acknowledgement is not acceptance of the Order.

A binding contract is formed when we issue an Order Confirmation accepting the Order, dispatch the Products, or otherwise notify you that the Order has been accepted. Delivery information or an estimate will be shown on the Product page, at checkout, in the Order confirmation or communicated by our support team.

 

9. PAYMENT AUTHORISATION AND VERIFICATION

By submitting payment information,
you confirm that it is accurate, that you are authorised to use the payment
method, and that sufficient funds or credit are available.

We may verify billing, delivery,
identity or payment information to protect customers and our business from
unauthorised transactions and fraud. If authorisation fails or requested
verification is not completed within a reasonable time, processing may be
delayed or the Order may be cancelled. Personal Data used for verification is
handled under our Privacy Policy.

10. REFUNDS AND PAYMENT ISSUES

Approved refunds will normally be returned to the original payment method. Your bank or payment provider may need additional time to make the funds available after we initiate the refund.

If a payment fails, appears more than once or you do not recognise a transaction, contact us promptly with your Order number and relevant payment reference. You may also need to contact your
bank or payment provider. Nothing on this page limits any right you may have to dispute an unauthorised or incorrect transaction.

 

11. DELIVERY CHARGES AT CHECKOUT

Free standard delivery applies to eligible Singapore Orders with a cart value of SGD 300 or more before tax.
Orders below SGD 300 incur the delivery charge displayed before payment at checkout.

Additional charges may apply to oversized or unusually heavy Products, special handling, difficult access, redelivery, storage, disposal, assembly, installation or another optional service. Any mandatory charge known before purchase will be disclosed before payment.

 

12. RELATED POLICIES

Please also review our Website Terms & Conditions, Privacy Policy, Shipping Policy and Returns & Refunds Policy. These documents provide the full information about Order acceptance, delivery, cancellations, returns, refunds, Personal Data and available remedies.

 

13. CONTACT US

If you need help with checkout,
payment confirmation, a refund or an unexpected transaction, please contact us:

Legal Entity
Bogatstvo Holdings Pte Ltd (UEN:
202343279W)

Trading Name
La Riqueza Global Shop SG

Business Address
50 Gambas Crescent
Proxima @ Gambas, #09-20
Singapore 757022

Email
support@lariquezaglobal.com

WhatsApp
+65 9619 4238

Business Hours
Monday to Friday
9:00 a.m. – 6:00 p.m. (Singapore Time)
Excluding Singapore Public Holidays

 

 

 

END OF PAYMENT & CHECKOUT INFORMATION

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